Home Black Entrepreneurs Meet Jay Allen, The CEO Of Allen Financial Solutions Whose Company Focuses...

Meet Jay Allen, The CEO Of Allen Financial Solutions Whose Company Focuses On Credit Restoration & Financial Literacy


1. Please, can our readers get to know you? Briefly introduce yourself to our audience.

I’m a native of North Carolina who currently resides in Overland Park, KS. I’ve been in financial services for 13 years. I’m the founder of Allen Financial Solutions and Co-Owner of Boss Hogg Logistics, LLC.

I am a proud A&T Aggie, travel enthusiast, foodie, and a good friend to have on your team. I have 5 sisters.

2. What exactly are you into? What is your business all about? 

Credit Restoration & Financial Literacy

3. What inspired you to get started?

I recognized the need for this type of business way before I knew it was a business. Let me explain – I’ve been in the financial services industry for 13 years, and I spent 5 of those years as a Credit Analyst/Underwriter.

I came across hundreds of people who were trying to start businesses who had bad credit or who were unfamiliar with how credit works and how to build it.

The idea to start a business came to me after listening to a podcast one night about 3 years later.

4. What is your educational background?

NC A&T SU – Bachelor Of Science in Finance. David Lipscomb University – MBA

5. What are your motivations?

Making my family proud is huge for me. They are my biggest support system. Positively impacting, those outside of my family, either financially, and information wise, or with motivation.

6. What advice do you have for other people who want to do this same thing?

Study the business, understand the legalities that govern the industry, identify your target audience(s) and take time to understand their needs to ensure you are truly adding the value they need.

7. Where do you see yourself in the next 5 years?

Financially Free – My definition of financially free is having enough money from a passive income source to cover all of my monthly expenses. 1000 people helped with their credit. 10 trucks on the road with my trucking company.

8. Any present or future projects?

I’m currently just working on expansion and awareness. I have plans to partner with realtors, lenders, & brokers to facilitate credit and homebuyer workshops.

9. What is the biggest challenge you’ve experienced in your business as a person of color?

I hate to say I’ve experienced this solely due to being a person of color, but it’s been challenging having people ask for additional discounts on top of what I offer when I’ve watched them spend money elsewhere.

Trying to convey the importance of good credit has been more challenging than I thought.

10. Are you married or single?


11. How can we connect with you on social media?


12. What is your greatest accomplishment?

Buying a house at age 23 with no outside financial support.

13. As a person of color, what advice will you give someone starting their own business or career?

Be so good that your color does not matter. Always seek to add value and leave your client better off than when you met them even if they do not purchase your product.

Ask probing questions to truly understand their needs.

Network outside of your comfort zone. In the process of building your businesses, keep your health as a priority.

Facebook Comments


Please enter your comment!
Please enter your name here